Sunday, June 24, 2012

Dulhan hi dahej hai - Divya






Meet other lucky kerala girls

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Sunday, June 17, 2012

Hate Bajaj Allianz Life Insurance .. Review

I am a middle class salaried employee.I invested in Bajaj Allianz Life Insurance to save tax in 80 CC and to get life coverage.

  • Agent told me the plan which i invested is very good and it can give returns more than bank fixed deposit.
  • I started investing Rs 4000 every quarter into a Plan called 'Bajaj Allianz New UnitGain Plus' with 'Partial Permanent Disability ' and 'Accidental death benefit' riders and fund is 'Equity Growth Fund'
  • Starting from the first month my investment started decreasing , it gave me -ve returns
  • Bajaj Allianz has so many conditions for address change etc also.
  • I was awaiting for 3 years lock in period to complete so that i can withdraw my money.
  • i paid around Rs 64000 and they paid me finally around Rs.49000 which is around 24% loss to my principal.
  • Most interesting part is i submitted my Policy surrender document on 31st March 2012 which was on a holiday.They told me that they would consider next working day 2nd April 2012 Nav
  • I recieved my ECS payment on 12th April 2012 considering the NAV value of 9th April which got me around Rs 400 loss.
  • When i called to the call center they gave a reply saving that as i submitted on 31st march 2012 which was year end and their systems are designed such that will not take next working day automatically because of year end activity.
  • I had to do a couple of follow ups to get my Rs 400 back in check.
  • I only lost few hundrend rupees but their might be people losing thousands so my advice is be carefull when you surender or never invest with Bajaj Allianz.
Please write your mail id in comment section to get poilcy details to verify if any one needs.

NAV on 2nd April 2012 : 16.9029
NAV on 9th April 2012 : 16.75
Service request No raised to get my Rs 400 : 17135447

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Thursday, June 14, 2012

Balakrishna Adhinayakudu jokes




More Balakrishna Jokes

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A wednesday ..Software engineer

All of you who have seen the movie ‘Wednesday’... will love these rephrased Naseerudin Shah Dialogue’s...






Project Manager Rathore : kaun ho tum..??? kya pehchan hai tumhari ?



Unknown Caller : Kaun hoon mein...mein vo hu jo aaj committment karne se darta hai, Mein vo hoon jo aaj ghar jaane se darta ha, ye soch ke kahin ghar wale pehchanne se inkar na kar de...



mein vo hoon jo, aaj job change karta hai to sochta hai ki kahin recession mein mujhe company se na nikal de..



mein vo hoon jiski biwi usse friday ko dus bar phone karti hai, "kya kar rahe ho..?? kaam jyada hai..?? thak gaye ho..?? "

mera haal poochne ke liye ya kaam poochne ke liye nahi, rathore saab... balki vo ye jaanaa chahti hai ki... kahin hamesha ki tarah end moment pe boss ke bulane pe mein saturdary ko bhi office to nahi ja raha...



mein vo hoon jo breakfast ke time pe dinner karta hai, lunch time pe breakfast karta hai, dinner ke time pe lunch karta hai.. vo bhi time mil jae to...



mein vo hoon jo aksar phasta hain

kabhi Interviews ke sawaal mey phasta hai , kabhi Badi companiyon ke jaal mey phasta hai, kabhi boss aur client ke bawaal mey fasta hai.



Walk-In ki bheed to dekhi hogi aapne rathore saab... us bheed mein se koi bhi chehra chun lijie.. mein vo hoon..

Main ek….. SOFTWARE ENGINEER....hun




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Differences between c and c++



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